Website terms
Terms of use
Effective September 11, 2026. These terms govern use of this website. A separate written service agreement and required consumer disclosures govern any paid credit-repair services.
Informational website
Website content is general information and is not legal, tax, lending, or financial advice. Texas Prime Credit is not a credit bureau, lender, or law firm.
No client relationship through this website
Submitting a consultation request, calling, or emailing does not create a client relationship, authorize a dispute, or obligate either party to purchase or provide services. A relationship begins only through an applicable written agreement.
No guarantees
Credit outcomes depend on each consumer's reports, documentation, creditors, consumer reporting agencies, and financial behavior. Texas Prime Credit does not guarantee a deletion, score increase, credit approval, interest rate, or completion date. Accurate and current negative information cannot lawfully be removed merely because it is unfavorable.
Your right to act for free
You may dispute inaccurate information directly with consumer reporting agencies and information furnishers without paying a credit-repair company. See our consumer rights page for official resources.
Third-party services
Links and embedded content from IdentityIQ, YouTube, and other third parties are provided for convenience. Third parties control their services, availability, terms, and privacy practices. The IdentityIQ link contains a referral code, and Texas Prime Credit may receive compensation.
Acceptable use
Do not misuse the website, attempt unauthorized access, interfere with its operation, submit unlawful material, or send sensitive identifiers through the consultation form.
Website availability
We may update, suspend, or discontinue website content or features. We do not promise uninterrupted availability or that all website information will remain error-free or current.
Contact
Questions about these terms may be sent to Daniel@TexasPrimeCredit.com or Texas Prime Credit, LLC, PO Box 1194, Pflugerville, TX 78691.